Thursday, April 22, 2010

SBI Clerical Interview Experience - 2010

I present the Interview experience of a candidate named Balvinder who attended Sbi Associates Clerical interview in 2009 and submitted her interview experience to this blog.
Interviewer: why do u want to join the bank , as u have engineering background your performance is fantastic in every field n u r lecturer in engineering college?
balvinder: I told them that i always wanted to come into banking field after doing mba but due to some financial problems i could not make it. I have always admired my paternal uncle who is in one of the psb employee at a very reputed designation....n as far as my engineering background is concerned so i think i always stand one step ahead den those who r plain graduate as i can handle each n every thing in a smarter way den a plain graduate can do.
Int: Don’t you think that you are overqualified for this post?
bal: Yes i m aware of his fact but to me becoming a part of this organisation will b an honour for me moreover this is my dream bank n this post will act as a first step to get into this organisation.
Int: Don’t you get frustrated if a person with less knowledge and qualification will b your boss/ senior?
bal: Absolutely not because if that person is a part of this organisation and holding a respected designation then definitely he will b having some knowledge ...moreover i will try to learn new things from that person n will try to move ahead in my professional life.
Int: Were do you see yourself after 5 yrs?
bal: Well i c my self at a managerial post (officer) in this organisation itself .
Int: r u mobile?
bal: yes i am .
Int: Do you any problem if u will b posted in a village?
Bal: Absolutely not.
Int: What will u do if an illiterate customer comes to you?
bal: I will first ask his purpose for visiting the bank on that basis will deal with him.
Int: What will u do if he has to open an saving a/c n at that time when you are busy in your work?
bal: I will keep aside my work as every customer comes with a purpose. I will attend him , will fill up his form and will complete all the formalities as he can help us in increasing our business.
Int: As you have written in your bio-data form that you won soo many prizes in quiz competition, so tell me tha news channels u watch?
bal: I told him few news channels (all were hindi).
Int: Don’t you watch English Channel?
bal: I said i do,
Int: He asked me to name them?
bal: i told him few channels like cnbc 18, cnbc awaaz,  zee business, etc.
Int: lastly they asked me to define bank?
bal: It is a financial institution which facilitates to make deposits, provided loans for education, agriculture, and may other things.

24 comments:

Anonymous said...

sir plz post few more ....it is quite helpfull.....

Neha said...

varun,
plz clarify.Home loans is given to those who r interested in buying flats nd houses not to individuals only bcoz only those persons who r interested in buying houses will only seek for home loans.So i thnk dat dis was most appropriate option.
and bancassurance is availed by d perspective customers of a bank???plz do correct me if m wrong.Thnx

Varun Reddy said...

Neha:
what you have told is right.
The meaning will be the same in the context of that question...Individuals only will buy flats and houses.
The questions and answers are inaccurate in this blog...

Bancassurance it is the relationship between a bank and an insurance company whereby the insurance company uses the bank sales channel in order to sell insurance products.

This is also true what you have said.

Unknown said...

hi varun !!!
( firstly let me make it clear dat i m a girl not a boy........)any ways....
here i m once again to share
few more things from interview point of view.....

* u r dressing sense must b formal...wear neat n tidy dress for interview. for girls plz plz dont wear gauddy dresses n use lees accessories while going for interview....
* keep smile on ur face while u face da interviewe pannel...
* b confident...
* if u dont know da answer of any question simply say sorry sir/mam... dont try to fool dem..coz they r smarter den u.....

* in a pannel of 4 -5 people who ever is firing question on u try to look at him/her n answer dem....one thing i observed during my interview n dat was while i was ansering da question rest of da 4 members of da pannel were sharply observing me ....my face expressions...how confident i m... etc ..etc..

* lastly try to make a list of all possible question dat can b asked from u( and prepare answers accordingly ) .....now u people will b wondering how to do dis? rite.. for this just go thru da biodata form dat u will taking with u while going for interview.... c all da info u have filled in it n make questions out of dat......n yes most importantly hav a mock interview ....this will b really gonna help u guys/gals ....
wish u luck ......

anuja said...

vi varun...hope u r doing well...plz clear me 1 thing ......intranet is a connection b/w 2 organisation or computer network working inside an organisation ..

Anonymous said...

hi varun.hope u r doing well.plz clarify me 1 thing.....intranet is a network b/w two organisation or network working inside an orginanisation

Priyanka said...

That was beneficial,thanks.

@varun
can you please clarify that when PLR is so high(11-12%) then why anyone would want to be prime customer?

Nd another question what actually is deposit rate? I have read banking terms' page but I couldn't make how deposit rate is different from the rate of interest?When it is charged?

Unknown said...

hi varun,
can u give me summary of questions which can be asked for sbi clerk interview....my int is on 1st may

Anonymous said...

hi varun u r doing excellent job . i cleared sbi clerical exam , i heard that in interview , questions regarding u r subject i.e b-tech or mba or msc will also be asked . could u clarify me this so that i can prepare to my subject too. i am having my interview on 29 april .

waiting 4 u r reply

thx in advance .

Anonymous said...

hi varun , here r some terms regarding bank , which might be asked in interview . negotiable instrument , software used by sbi in core banking system , total branches of sbi and atm's , sbi tag line . difference of irda and sebi on ulips , recently sbi is planing to set up wind mills for its own consumption.
plz gather previous experiences of interviews if any . plz answer the above q i asked asap . thq u

prasad said...

hi varun,
please clarify my doubt regarding national banks in india.
how many national banks r there in india. if the answer is 19,wat abt sbi and its assosiates. are they are not national banks. and what is the difference between national bank and public sector banks.

i have another doubt regarding branches of sbi. how many branches does sbi has.

Varun Reddy said...

Intranet:
It is a collection of private computer networks within an organization.

Varun Reddy said...

Priyanka:
what is deposit rate?
Banks will pay interest rate to you on the cash on deposit.
what is Interest rate?
You have to pay the interest rate to bank for taking amount(loans) by you.
Normal Interest are more when compared to PLR.

Varun Reddy said...

Of-course in interview they may ask about educational subjects if they have touch in that...!!!

Varun Reddy said...

Prasad:
The term nationalized means they are public sector banks, where government has majority of the stake.
Nationalized banks = Public sector banks.
There are 20 PSB's excluding the subsidiaries of SBI.
SBI has six associates....

for more go on to 'Banking system in India' page in the archives(month august 2009)

tanuja said...

hey varun mine clerical interview is on 6th of may.i hav heard frm someone that they usually call d candidate according to merit list 4 interview IS IT SO?

Unknown said...

hey varun!!!
plz post da pattern of punjab n sindh bank exam n also of bank of baroda along with their marks distribution n total time provided...in bob they said abot socio economic section along wid g.a wat is dat? plz make it clear?
n when the result of sbi asso po will b out....

Priyanka said...

@ varun
Thanks a lot....

Varun Reddy said...

Tanuj:
Most banks will call students for interview a/c to the merit list in which he/she secured in the written examination.

Neha said...

Plz varun tell d xam pattern of bnk of baroda po.nd also abt GA section.its mention in d advt. dat socio-economic nd banking awareness will cm so wat abt current affairs?

Priyanka said...

@ varun
Plz answer one more question on the same thing..
Deposit rate is presently 6-7.5%
and savings bank rate is 3.5%.

So is it that the deposit rate is given on the amount in term deposits account?

Anonymous said...

Hi varun your blog is really very useful for a bank po/clerk aspirant.
here are two links useful blogs
http://bankexperience.blogspot.com/
http://gkforbankexams.blogspot.com/

daljeet said...

sir,,
please provide guidense for lic ado exam..

Unknown said...

sir
how many question should be attempted in sbi clerk exam to get selected for a general candidate