Government Schemes in India - Part 2

1.      Swarna Jayanti Gram Swarozgar Yojana (SGSY):   (Go for Part-1)

ü  The Swarnjayanti Gram Swarozgar Yojana (SGSY) was launched as an integrated programme for self-employment of the rural poor with effect from 1 April 1999.

ü  Under the SGSY, assistance is given to the poor families living below the poverty line in rural areas for taking up self employment. The persons taking up Self-Employment are called swarozgaris.

ü  They may take up the activity either individually or in Groups, called the Self-Help Groups.

ü  The SGSY aims at providing self-employment to villagers through the establishment of Self-help groups.

ü  There are over 22 lakh Women’s Self Help Groups linked with banks. Reach of SHGs to be widened to enrol at least 50 per cent of all rural women in India as members of SHGs over the next five years.

ü  A Self- Help Group (SHG) may generally consist of 10-20 persons.

ü  In Union Budget 2009-10, The Swarna Jayanti Gram Swarozgar Yojana (SGSY) restructured as National Rural Livelihood Mission to make it universal in application, focused in approach and time bound for poverty eradication by 2014-15.

2.      Rashtriya Swasthya Bima Yojana (RSBY):

ü  It was formally launched on October 1, 2007.

ü  It is a new health insurance scheme for the Below Poverty Line (BPL) families in the unorganized sector.

ü  The objective of RSBY is to provide the insurance cover to below poverty line (BPL) households from major health shocks that involve hospitalization.

ü  The RSBY is being implemented in 20 States/Union Territories.

ü  By the end of the year, 2009-10, 1.2 crore BPL families ( a unit of five) are expected to be covered and all the estimated 6 crore BPL families are proposed to be covered in the next four years. 

ü  In the Union Budget 2009-10, It is proposed that All BPL families to be covered under Rashtriya Swasthya Bima Yojana (RSBY).

ü  Allocation under RSBY increased by 40 per cent over previous allocation to Rs.350 crore in Budget 2009-10.

3.      Rajiv Awas Yojana:

ü  It is a new scheme announced in the Union Budget 2009-10 for the slum dwellers and the urban poor in an effort to promote a slum-free India in five years.

ü  Rajiv Awas Yojana comes under JNNURM on the lines of Indira Awas Yojana for rural poor.

4.      Jawaharlal Nehru National Urban Renewal Mission(JNNUM):

ü  The Jawaharlal Nehru National Urban Renewal Mission (JNNURM), launched on

ü  December 3rd 2005 is the largest national urban initiative to encourage reforms and fast

ü  track planned development of 63 identified cities.

ü  JNNURM comprises two Sub-Missions:

o   Urban Infrastructure and Governance (UIG) (Sub-mission I)

o   Basic Services to the Urban Poor Urban (BSUP) (Sub-mission II)

Objectives:

ü  Focused attention to integrated development of basic services to the urban poor.

ü  Security of tenure at affordable price, improved housing, water supply, sanitation.

ü  Convergence of services in fields of education, health and social security.

ü  Ensuring adequate investment of funds to fulfill deficiencies in the basic services to the urban poor.

ü  In simple JNNURM is designed to support: Provision of basic service to urban poor, water supply, Road Network, Urban transport, Street lighting, Sewerage & Sanitation and etc.

ü  In the Union Budget 2009-10, Jawaharlal Nehru National Urban Renewal Mission (JNNURM) stepped up by 87% to Rs.12, 887 cr.

5.      Swarna Jayanti Shahari Rozgar Yojana (SJSRY):

ü  It is introduced in 1997 sponsored by Central Government.

ü  The Union Housing and Urban Poverty Alleviation Ministry in November 2009 comprehensively revamped the Swarna Jayanti Shahari Rozgar Yojana (SJSRY) with a view to providing gainful employment to the urban unemployed and underemployed.

ü  The new scheme will commence with financial year 2009-2010.

ü  The Swarna Jayanthi Shahari Rozgar Yojana (SJSRY) shall sheek to provide gainful employment to the Urban unemployed or underemployed poor through encouraging the setting up of self-employment ventures or provision of wage employment. 

ü  The programme shall target the urban poor, defined as those living below the urban poverty line, as defined from time to time.

ü  The Swarna Jayanti Shahari Rozgar Yojana shall consist of two special schemes, namely-

ü  i)The Urban Self-Employment Programme (USEP)

ü  ii)The Urban Wage Employment Programme (UWEP)

6.      Rashtriya Krishi Vikas Yojana:

ü  Rashtriya Krishi Vikas Yojana was launched by Govt. of India during 2007-08 to incentives states to draw up plans for their agriculture sector more comprehensively, taking agro-climatic conditions, natural resource and technology into account and integrating livestock, poultry and fisheries fully.

ü  The RKVY aims at achieving 4% annual growth in the agriculture sector during the XI Plan period, by ensuring a holistic development of Agriculture and Allied Sectors.

ü  Allocation under Rashtriya Krishi Yojana (RKVY) stepped up by 30% in the Union Budget 2009-10.

7.      National Social Assistance Programme:

The programme was launched with effect from 15^th August 1985 and under this programme three sub-schemes are under implementation. They are.

1.      National Old Age Pension(NOAP)

2.      National Family Benefit Scheme (NEBS)

3.      Annapurna Scheme

National Old Age pension (NOAP):

ü  The Scheme is implemented to the Old Age persons who are living above 65 Years. Physically Handicapped persons and Leprosy destitute (Irrespective of Age) who comes under Below Poverty line.

ü  The National Old Age Pension Scheme has been renamed as Indira Gandhi National Old Age Pension Scheme (IGNOPS) and formally launched on 19th November, 2007.

ü  The central contribution of pension under the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is Rs. 200/- per month per beneficiary and the State Governments may contribute over and above to this amount. At present old age beneficiaries are getting anywhere between Rs. 200/- to Rs. 1000/- depending on the State Contribution.

National Family Benefit Scheme (NFBS)

ü  Under this scheme, in the death of primary breadwinner, the head of household is untitled to get the benefit of Rs.10000/- in case normal deaths.

ü  The deceased persons should have been primary bread winner and in the age group of more or less than 65 Years and who comes under Below poverty line and residing in the district preceding 3 years.

ü  In case of accidental deaths. The benefit shall be extruded under "APADBANDHU" scheme which covers carton incidents as prescribed by the Government. The deceased family will get Rs. 50000/- or 10000/- depending upon their age. 

Annapurna Scheme

ü  The Annapurna scheme has been launched with effect from 1st April, 2000.

ü  It aims at providing food security to meet the requirement of those Senior Citizens who though eligible have remained uncovered under the National Old Age Pension Scheme (NOAPS).

ü  Under the Annapurna Scheme, 10 Kg. of food grains per month are to be provided 'free of cost' to the Beneficiary. 

ü  The age of the applicant ( male or female) should be 65 years or above.

Two new schemes have been introduced in the Interim Budget 2009-10:

·        'Indira Gandhi National Widow Pension Scheme' to provide pension of Rs.200 to widows between age groups of 40-64 years and

·        'Indira Gandhi National Disability Pension Scheme' to provide pension for severely disabled persons. Widows in the age group of 18-40 years to be given priority in admission to ITIs, Women ITIs and National/Regional ITIs for women. Government to bear cost of their training and provide stipend of Rs.500 per month.

8.      Aam Admi Bima Yojna (AABY):

ü  It was launched in 2^nd October 2007.

ü  It is an Insurance Scheme. It covers the death and permanent disability for the benefit of rural landless households between the age group of 18 to 59 years.

ü  The Scheme is being implemented through the LIC of India and inter alias.

ü  The scheme provides for insurance of head of the family or an earning member of the family of rural landless household.

ü  50% will be contributed by the central Govt. and the rest 50% will be contributed by the state Government.